One possible upside to a down market comes in the form of a long-recognized strategy called tax loss harvesting. The concept took a backseat in the midst of an 11-year bull market, but it has jumped back into discussion now. Given the dramatic drop in investment markets in 2020, many investors may hold positions in…
Read More
The Importance of An Emergency Fund
No one could have predicted with certainty how quickly the COVID-19 pandemic would change the lives of so many around the world. Fear of infection, stay-at-home orders and a rallying cry to help “flatten the curve” have drastically changed how people behave in their daily lives. In the face of so much uncertainty, the need…
Read More
Keeping Up With Rising Healthcare Costs in Retirement
For most of us, the reality of growing older means that medial issues will likely become a more common concern. As a result, health care can become a prominent expense in retirement. Medicare typically serves as the foundation of your health insurance later in life as it starts at age 65. If you retire prior…
Read More
Buy or Rent? That’s A Great Question.
Owning a home is an important life goal for many Americans. Yet buying a home is not always the best financial decision for everyone. In some life situations, renting is a more prudent choice. If you or your loved ones are contemplating the buy-or-rent decision, consider these questions to inform your next move. How likely…
Read MorePlease Pardon the Rant
I ask an amount of tolerance for a moment I very recently went to a store to purchase some food items. There, approximately 30% percent of adult customers wore a mask while, 100% of staff were donned with masks and many also wore gloves. Of the roughly70% of the customers who wore no masks, most…
Read MoreWhat Happens with Some Time Off
Hopefully, you and yours managed to avoid the virus. But even if you have escaped illness, it has been a disruptive several weeks to all in many, many ways. But, this short blog considers another side to staying home and an opportunity with benefits for all. When all the numbers are tallied, I am willing…
Read More